1. Scope
This Privacy Policy applies to personal information processed by Atlas Auto Leasing LLC ("Atlas," "we," "us," or "our") in connection with our website, vehicle leasing activities, customer relationships, and related communications. It does not govern the independent privacy practices of Alamo Financial Corporation, participating dealerships, credit bureaus, insurers, service-contract administrators, or other third parties.
2. Personal Information We May Collect
The information we process depends on how you interact with Atlas. It may include:
| Category | Examples |
|---|---|
| Identifiers and contact information | Name, postal address, email address, telephone number, date of birth, driver’s-license information, Social Security number, and account identifiers. |
| Lease and transaction information | Lease application and agreement information, vehicle information, payment and payoff history, account status, mileage, vehicle-return information, and related records. |
| Financial and credit information | Income, employment information, payment information, credit-related information, and information used to evaluate or administer a lease. |
| Insurance and protection information | Insurance-policy information, coverage status, claims information, GAP-related information, and vehicle service-contract or maintenance-plan records. |
| Communications | Questions, requests, call records, correspondence, and other communications with Atlas or parties helping service your lease. |
| Website and device information | Internet Protocol address, browser and device type, pages viewed, referring page, date and time of access, and similar technical information. |
Some of this information—such as Social Security numbers, driver’s-license information, financial-account information, and precise credit information—may be considered sensitive personal information. The public Atlas website does not currently contain an online application or contact form.
3. Sources of Information
We may receive personal information:
- Directly from you, including through documents, calls, correspondence, and your lease relationship;
- From a participating dealership;
- From Alamo Financial Corporation in connection with account servicing;
- Automatically when you visit our website; and
- As otherwise permitted or required by law.
4. How We Use Information
We may use personal information to:
- Evaluate, establish, administer, service, and enforce vehicle leases;
- Process and maintain payment, payoff, insurance, vehicle, and account records;
- Communicate with customers and respond to questions or requests;
- Coordinate with the selling dealership and account servicer;
- Verify identity, prevent fraud, protect vehicles and accounts, and maintain security;
- Maintain and improve our website, services, and business operations;
- Comply with legal, regulatory, contractual, accounting, and reporting obligations; and
- Establish, exercise, or defend legal claims.
5. How We Disclose Information
We may disclose personal information when reasonably necessary to the following categories of recipients:
- Alamo Financial Corporation, which provides account-servicing support;
- The applicable participating dealership, including the selling or servicing dealership;
- One or more consumer reporting agencies, as permitted by applicable law;
- Website infrastructure providers that host, secure, and deliver the public Site;
- Professional advisers when reasonably necessary to provide legal, accounting, compliance, or similar services;
- Government authorities, regulators, law enforcement, courts, or other parties when required or permitted by law;
- Parties involved in a merger, financing, reorganization, sale of assets, or similar business transaction; and
- Other parties at your direction or with your consent.
Atlas does not sell or exchange customer personal information. Atlas does not use customer personal information for targeted advertising.
6. Website Technologies and Cookies
Our public website does not contain an application, contact form, customer account, or customer portal, and Atlas does not store customer application or account information in HighLevel. The website is hosted using HighLevel/LeadConnector infrastructure and may use essential cookies or similar technologies needed to deliver the site. Cloudflare may process limited technical information to provide security, performance, and traffic-measurement services. If Atlas later adds analytics, advertising, chat, forms, or other tracking technologies, this policy and the site’s consent settings will be reviewed and updated as appropriate.
7. Credit Information
Atlas may furnish lease-payment and account information to one or more consumer reporting agencies as permitted by applicable law. Atlas does not represent that information will be furnished to every consumer reporting agency, and nothing in this Privacy Policy guarantees that a lease will improve a credit score. Questions or disputes concerning information furnished by Atlas may be submitted using the contact information below.
8. Data Retention
We retain personal information for as long as reasonably necessary to administer customer relationships, meet contractual and operational needs, comply with legal and regulatory obligations, resolve disputes, enforce agreements, and maintain appropriate business records. Retention periods vary based on the type of information and the purpose for which it is processed.
9. Data Security
We use reasonable administrative, technical, and physical safeguards designed to protect personal information. However, no system, transmission method, or storage technology can be guaranteed to be completely secure.
10. Your Privacy Choices and Rights
Depending on where you live and subject to applicable exceptions, you may have rights concerning your personal information, including rights to request access, correction, deletion, or a portable copy, and to appeal a decision concerning a request. You may also have the right to opt out of certain sales, targeted advertising, or profiling activities if Atlas engages in those activities and applicable law grants that right.
To submit a privacy request, use the contact information below. We may need to verify your identity before completing a request. You may use an authorized agent where permitted by law. We will not unlawfully discriminate against you for exercising an applicable privacy right.
11. Children’s Privacy
Our website and leasing services are not directed to children under 13, and we do not knowingly collect personal information online from children under 13.
12. Third-Party Websites and Services
Our website may link to websites operated by other organizations. Those organizations control their own privacy practices, and this policy does not apply to their websites or services. Review their privacy notices before providing information.
13. Changes to This Policy
We may update this Privacy Policy periodically. The “Last updated” date identifies the most recent revision. Material changes will be communicated as required by applicable law.
14. Contact Us
Atlas Auto Leasing LLC
PO Box 459
Boone, IA 50036
Privacy email: [email protected]
Telephone: (515) 265-1467
