Used vehicle leasing in Central Iowa

A Better Way to Move Forward

Atlas Auto Leasing provides a supportive, straightforward vehicle leasing experience built around real people and real life.

About Atlas

Vehicle Leasing Built for Real Life

Atlas Auto Leasing is a Central Iowa vehicle leasing company committed to helping customers access reliable transportation through a supportive and straightforward leasing experience.

We understand that every customer’s story is different. Our approach considers the person behind the credit profile—not simply a number.

The Atlas Approach

Simple. Supportive. Straightforward.

From the beginning of your lease through the road ahead, Atlas is here to make the experience easier to understand.

People First

Every customer deserves to be treated with dignity, care, and respect.

Clear Information

We help customers understand where to turn for questions about their vehicle and account.

Reliable Support

Atlas works with trusted partners to support customers throughout their lease.

Your Atlas Lease

Important Benefits and Reminders

Your Atlas lease includes benefits designed to help protect your vehicle and keep you moving.

Your lease agreement controls. Review your agreement for complete coverage, mileage, maintenance, insurance, and vehicle-return terms.

Powertrain Service Contract

A 24-month/24,000-mile powertrain service contract is included.

Maintenance Plan

Your plan includes two oil changes per year.

GAP Protection

GAP protection is included with your Atlas lease.

Lease-End Care

Take Care of Your Vehicle And Your Wallet

Your vehicle is leased and must be returned to the selling dealership at the end of the lease unless another available option is arranged.

At that time, you may be able to return the vehicle or explore options to trade, lease again, or finance.

Helpful reminders during your lease

  • Avoid alterations or customizations to the vehicle.
  • Stay within your allocated yearly mileage unless additional mileage was purchased upfront.
  • Keep up with required service and maintenance.
  • Repair cosmetic damage that may occur during the lease.
  • Maintain full-coverage insurance and notify Alamo Financial if you change providers.
Contact and Support

We’ll Help You Reach the Right Team

Choose the contact below that best matches your question.

Account and payment support

Alamo Financial Corporation

For questions about your account, payments, payoff, AutoPay, or insurance information.

(210) 530-0500 Monday–Friday, 9:00 a.m.–5:00 p.m. Central Access the Alamo Payment Portal
Vehicle and coverage support

Capital City Motor Company

For questions about your vehicle service contract, maintenance plan, service or warranty work, GAP claims, or other vehicle-related needs.

(515) 265-1467 Monday–Thursday, 9:00 a.m.–7:00 p.m.; Friday, 9:00 a.m.–6:00 p.m.; Saturday, 9:00 a.m.–5:00 p.m.

Reminder: Service-contract and maintenance-plan work must be performed at Capital City Motor Company.

Frequently Asked Questions

Helpful Information

What is Atlas Auto Leasing?

Atlas Auto Leasing is a Central Iowa company that owns and leases used vehicles. Atlas works with its partners to provide customers with a supportive vehicle leasing experience.

Is my Atlas lease an auto loan?

No. An Atlas lease works differently from a traditional auto loan. It’s a real vehicle lease that gives you the opportunity to establish positive payment history while driving the vehicle you need. Your signed lease agreement explains your payments, responsibilities, included benefits, and lease-end options.

Who do I contact about my payment or account?

Call Alamo Financial Corporation at (210) 530-0500 for account, payment, payoff, AutoPay, or insurance-information questions.

Where should service-contract or maintenance work be completed?

Work covered by your vehicle service contract or maintenance plan must be performed at the selling dealership. Contact your dealer to schedule service or ask a coverage question.

What happens at the end of my lease?

The vehicle must be returned to the selling dealership unless another available option is arranged. Depending on your agreement and circumstances, you may be able to return the vehicle or explore options to trade, lease again, or finance.

Where can I find the complete terms of my lease?

Your signed lease agreement contains the complete and controlling terms. Contact Alamo Financial for account questions or your selling dealership for vehicle-related questions.